Guardian Investor Services LLC is pleased to offer you the following planning tools that may help you with your financial planning.

• How long will my money last with systematic withdrawals?
• What is my projected net worth?
• How much will I earn in my lifetime?

• How much should I be saving for college?
• What are the advantages of a 529 College Savings Plan?

• Federal Income Tax estimator
• Should I adjust my payroll withholdings?
• Compare taxable, tax-deferred, and tax-free growth?
• What are the tax advantages of an annuity?

• What is my risk tolerance?
• How should I allocate my assets?
• Compare taxable versus tax-free investment return
• What is the value of compound interest?
• Compare taxable vs. tax-deferred savings

• How will retirement impact my living expenses?
• How much will I need to save for retirement?
• Are my current retirement savings sufficient?
• Social Security retirement income estimator
• How does inflation impact my retirement income needs?
• I'm retired, how long will my savings last?
• When should I begin saving for retirement?