Guardian Investor Services LLC
Lifetime Focus: The Lifetime Withdrawal Amount

With Lifetime Focus your Lifetime Withdrawal Amount can increase even after you begin taking withdrawals.

In this example, a 65-year-old couple invests $350,000 in a GIAC variable annuity with the Lifetime Focus rider and immediately begin taking annual withdrawals equal to their initial Lifetime Withdrawal Amount.

If the underlying investments perform well enough and GWB step-ups occur, the Lifetime Withdrawal Amount has the potential to increase.

Withdrawals for Life


This is a hypothetical example to help illustrate Lifetime Withdrawal Amounts. It assumes no additional purchase payments. It does not depict actual performance of any GIAC variable annuity or underlying investment option. Withdrawals of amounts greater than the LWA will reduce the LWA.


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