Annuity payments are guaranteed solely by the financial strength and claims-paying ability of GIAC. The fixed group annuity is issued by The Guardian Insurance & Annuity Company (GIAC), a Delaware corporation. GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America, and both companies are located at 7 Hanover Square, New York, NY 10004 (800) 221-3253

Neither GIAC nor its representatives give tax or legal advice. Investors should consult their tax advisor and/or attorney regarding their specific situation.
Past performance does not guarantee future results.

Annuities are long term investment vehicles designed for retirement purposes. Withdrawals or surrenders may be subject to surrender charges. Taxable amounts withdrawn will be subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply.

Distributed by:
Guardian Investor Services LLC (GIS)
7 Hanover Square
New York, NY 10004
800-221-3253

GIS is a member: FINRA, SIPC.

GIAC and GIS are both wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY.