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The Guardian Guaranteed Income AnnuitySM – designed to help you GUARANTEE PAYMENTS for retirement
Entering into retirement may be a pivotal point in your life. It is a time of change. It is a time when you will need to make certain decisions about your accumulated retirement assets, decisions that may shape your lifestyle during retirement to what you envision it could be…or not.
You may be asking:
- How long will my retirement last?
- How long will my accumulated retirement assets last?
- Am I confident that my retirement assets will be able to support my lifestyle during a prolonged down market?
- Will I need to reduce or eliminate some of my comfort-living activity expenses, like my club membership fees, dining out or going to the movies?
- Can I create a guaranteed stream of payments with some of my money?
An immediate annuity may be the right product for you to consider purchasing with some of your assets. An immediate annuity provides income (annuity payments) to you from a single premium payment made to the issuing insurance company in return for the contract (annuity). The issuing insurance company, in turn, will make annuity payments to you for a set amount of time (period certain) or for the rest of your life (life option). The annuity payments are guaranteed by the insurance company to last for the amount of time you choose, so it is important to choose a product from a reputable and stable insurance company.
The Guardian Guaranteed Income AnnuitySM is an immediate annuity issued by The Guardian Insurance & Annuity Company, Inc. (GIAC). Purchasing The Guardian Guaranteed Income Annuity with some of the assets you have earmarked for retirement will allow you to:
- Guarantee the amount of your income from a single premium payment.
- Create a source of income through the product’s guaranteed annuity payments that will last for an amount of time that you choose or for your lifetime; and
- Receive these payments on a frequency – monthly, quarterly, semi-annually or annually – that suits your needs.
There are other benefits to owning The Guardian Guaranteed Income Annuity and more information about it can be found in
The Guardian Guaranteed Income Annuity – Designed
to help you GUARANTEE PAYMENTS for retirement
brochure.
To see how The Guardian Guaranteed Income Annuity may be able to help you during your retirement, please view our
The Guardian Guaranteed Income Annuity Case Studies,
which explore some of the different annuity payment options available with the annuity.
Click
here
for GIAC’s ratings from independent rating agencies.
The information provided herein is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any federal tax penalties. This information supports the promotion and marketing of this annuity.
Current tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the particular set of facts and circumstances. Entities or persons distributing this information are not authorized to give tax or legal advice. Individuals are encouraged to seek specific advice from their personal tax or legal counsel.
The Guardian Guaranteed Income AnnuitySM is a service mark of and is issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation whose principal place of business is 7 Hanover Square, New York, NY 10004. (800) 221-3253.
GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America.
Form numbers 10-SPIA, 10-PAR
Product availability and features may vary by state.
Contract guarantees are guaranteed solely by the claims-paying ability and strength of The Guardian Insurance & Annuity Company, Inc.
For more information about The Guardian Guaranteed Income Annuity or to obtain an illustration of annuity payments, please contact your financial professional or call GIAC at (800) 221-3253.
© 2010 The Guardian Insurance & Annuity Company, Inc. All rights reserved.
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